PULL_REQUEST_TEMPLATE.md

What this does

How I verified it

• npm run lint / npm run typecheck / npm run test / npm run build all pass locally
• Commit messages follow Conventional Commits (checked by a separate CI job — see CONTRIBUTING.md if a hook rejects yours)

Money-path change?

• Yes
  • Tested end-to-end on testnet with a real transaction — tx hash / contract ID below
  • Added the security label to this PR
• No

Docs

• Updated an ADR or other doc if this changes a documented decision (a stale doc is worse than no doc)
• N/A

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First PR here? CONTRIBUTING.md covers setup, verification, and scope in a few minutes.